Tammy Stone
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Date Archives: January 2022

Should I Sell My House Home

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Buying A Home | 4 Posts
DIY | 3 Posts
Selling A Home | 10 Posts
Support Local | 1 Posts
January
24

My best tip for saving time is TIME BLOCKING!

Let's be real.  You're probably reading this while cooking dinner and kids yelling at you to help with homework because you have to multi-task to get it all done!

I feel ya..

Which is why I wanted to share with you my best tip for saving time and getting everything done on the to-do list.

It all starts with the night before.  Look at what's on the calendar for the next day and see what absolutely has to get done tomorrow.  Those items go on the to-do list for Monday (for instance).

What needs to be done in the week?  Maybe certain items can be moved around to another day and combine the errand/running around time.

You have all heard of food prep.  Yes, it takes some time and it's usually on Sunday when I food prep until Wednesday.  It honestly saves a lot of time to cut all the vegetables at once.  Lately, I've been making a meal for about 4 people.  Let's say a small pan of lasagna.  I eat one slice right away, eat the next piece the next day, and freeze 2 pieces in snapware in the freezer to use at a different time (usually a week later, I will pull out these leftovers and reheat in the oven for another 2-meal dinner.

Sundays are my Prep for the up-and-coming week with the schedule, with food prep and even with ironing my outfits for the week.  Yes, I'm a little OCD in the planning department!

During the week, I have a set schedule of waking up, time with God, getting my mind right for the day, exercise and then the work day can begin with my coffee!  Mornings are blocked off for phone calls leading into the afternoon of paperwork.  Afternoons consist of appointments and showings.  My goal to be home around 7:00 pm at night to relax and watch TV and begin again.

Fridays – are always clean up everything from the week and what didn't get accomplished Monday through Thursday.

This schedule works pretty well for me.  You need to decide what's important for you to accomplish during the week.  If you decided to take on exercising 3 days a week, GUESS WHAT? You need to put it on your calendar.

Go accomplish your goals and get it done!  I believe in you!

January
18

Buying a BRAND NEW home may seem daunting when you can get a resale for a couple hundred dollars less a month but let me tell ya, buying a new home can actually SAVE you money in the long run (plus a few other benefits!)

 The word NEW is the key here because everything in a new construction home is brand new.

 This includes a 1 year warranty on everything PLUS a 10 year structural  warranty. This comes in handy when appliances break or the foundation of the home starts to shift. If you don't buy NEW, then you will have to pay out of pocket for those items. New construction homes are VERY low maintenance in comparison to buying a resale home.

 When you buy a new construction home, you have the ability to have ALL or part of your closing costs paid, this saves you money INSTANTLY.

 New construction homes are also energy efficient which means you will be saving LOADS of money on your electricity bill whereas a resale home doesn't offer this same benefit.

 You can customize EVERYTHING when you build a new construction home - from flooring to backsplash to faucets and light fixtures. It will be custom tailored to YOUR liking and exactly how you want it.

 No need to worry about replacing that hideous tile flooring throughout the kitchen of a resale home or updating light fixtures that are outdated.

 Also - most new construction homes also come standard with SMART features which are very convenient in this day and age.

 New construction communities offer other benefits like superior drainage, which makes it much less likely to flood compared to an older community.

 Builders also don't sell to investors, so the newer community will retain its integrity for a longer period of time.

 Most people who purchase a new construction home plan to live in that home rather than rent it out every year or so. This means that you'll get to know your neighbors and your property value is protected.

 Ask me how we can get you into a new construction home today!

January
10

Top 10 Take-Aways from My Favorite Book

  1. Take uncomfortable, imperfect action.  Look forward to failure.  Get embarrassed.  You don't get to another level of life without stepping out and playing big.  GO BIG, or GO HOME! 
  2. Be the woman that you are meant to be. It starts with tiny little shifts every day.
  3. There is a villain and hero that lives within you.
  4. What if the situation that created your story was put in your life on purpose? What if this gave me a skill that I wouldn't have had otherwise.  2020 more friends, helping other small businesses.  Maybe this is the wind behind your sail to become unstoppable???
  5. How do you go upstream?
  6. Bad advice is the most expensive advice in the world.
  7. Focus on your strengths.
  8. Seven levels deep to get to your true WHY. Anchor in the WHY.  When you know that WHY nothing will stop you.  Do quarterly.
  9. Be disturbed with your own inaction. Don't settle.  What is your legacy????  You were meant for more!  No happiness in complacency.
  10. If you're not climbing, you're sliding.

 

January
7

Maintaining Your Home Can Save You a Lot of Money in the Long Run...

Task Frequency
Test smoke detectors Monthly
Mechanical water softener See manual
Drain off sediment from base of hot water tank Monthly
Vacuum under refrigerator and dust condenser Quarterly
Inspect bathtubs and sinks for caulking and leaks; repair as needed Quarterly
Turn mattress, wash mattress covers Quarterly
Clean oven As needed
Check operation of water pump and sump pump, if applicable Quarterly
Defrost manual refrigerator; or if automatically defrosted, wash off shelves and clean when frost is 1/4" thick
Major cleaning As needed
Review emergency procedures and practice fire drill As needed
Survey carpet and flooring and clean as needed or quarterly Quarterly
Task Frequency
Change furnace filters Monthly during heating season
Humidifier: thoroughly clean water in reservoir Each week
Chimney cleaned for wood stove As needed
Task Frequency
Remove and store windows and doors Annually
Window cleaning spring and fall As needed
Window caulking (especially for air-conditioned rooms) Spring and fall or as needed
Plans for outside care, such as washing or painting siding Annually as needed
Defrost manual freezer annually annually before new preservation seasons begin
Check home canned foods, plan meals to use remaining supply before fresh produce is available Once in March or April
Clean, air, and store winter boots Annually
lean all woolen clothing and store properly to prevent moths Annually
Air winter coverlets and bedding before storage Annually
Task Frequency
Clean air conditioner filter Monthly or as per manual directions
Clean home canned pantry area, arrange items on hand, and prepare space for additions Annually
Check canning supplies and have dial-type gauge on canner tested for accuracy Annually
Task Frequency
Heating system services before system is needed
Chimney cleaned for wood stove See manual
Remove leaves from gutters Once or twice during fall
Clean and store yard tools, discard or store yard chemicals properly As needed
Clean fire extinguisher, refill or replace as needed Annually
Turn off water to outside faucets (this is not necessary on those with extended line) Annually
Sort, clean, pack, and store holiday items Annually

 

January
4

One of the things I advise my clients to do before beginning their home search is to establish their purchasing power by getting pre-approved with a reputable lender.

As a buyer, getting pre-approved for your home purchase—before actually starting your home search—is imperative because it allows you to determine what homes you can actually afford. You may be surprised to find that it is higher than you think! Getting pre-approved is also becoming a standard practice these days and puts you in a much more powerful position as a buyer when you bring an offer to the table; sellers are more likely to take your offer more seriously when it's backed by a pre-approval and they know you are well-qualified to purchase their home.



In addition to helping you determine how much house you can afford, your lender will show you a variety of different types of financing and how much you qualify for with each type; determine what your down payment will be based on your available funds; and determine what your monthly payment will be to ensure you are comfortable with your total monthly payment.

I would be happy to provide you with the name of a dependable lending professional. I know experienced and reliable loan agents and lenders whom I can recommend with confidence as they've always offered first-class service to my clients.

 

January
2

I shared with you yesterday my journal entry from January 1, 2020 and my thoughts and frustrations. (See Youtube Video - https://youtu.be/88iIoL1jpSI)

Tip:  Sometimes you just need to clear your mind of the negative thoughts and feelings and write them down.  That's a step that helps me process some of my emotions.

I also shared with you one of my closing statements that I wrote which was, "If it's got to be, it's up to me"

Next Statement in the journal – "Go BIG or Go Home!  Leave a Legacy!"

I was raised in the Christian Reformed Church.  Later in life, I attended Ada Bible Church.  I will never forget the guest speaker Marvin Williams.  His message was titled, "

What are you doing with your dash?"

You see a tombstone and the tombstone gives you a birth date and a death date and there is the dash in between. 

Back to the title – What are you doing with your dash?  What are you doing with the time in between birth and death?  God created you for a purpose on this earth?  What is it?  What will you be remembered for?  Are you a good person?  Do you try to help out others?  Honestly, I believe that everyone could do a better job with showing kindness and being a good person, myself included.  It is a daily decision to show up this way.

So, what do you want to be known for?  What do you truly want out of life?  It's up to you, you can create the person and life that you want.


A New Life

Here's one of my Favorite Life Hacks - Courtesy of Dean Graziosi's book, Millionaire Success Habits.

Looking Back from the Future Hack – One of my Favs!

I honestly do this every year when looking at my new year's resolutions and I have shared this hack in the past but I wanted to share it again. 

If you could create the BEST LIFE in the next year, what does that look like?  Go ahead, dream big.  What does the BEST LIFE look like for you?

Usually there are main categories to consider when looking at goals: Health/Physical, Mental/Education, Spiritual, Career, Social, Financial, Family.  Sometimes I group these together.  For instance, Social and Family… I called Friends/Family or Relationships.

Taken directly from Dean Graziosi's book, here's some questions that will help you think through the perfect life this next year.

  • How much money are you making? How much money do you have saved away for your family's security? Who are you financially taking care of?
  • Where do you work every day? Do you have a home office or are you driving to a new location?
  • Are you taking your existing company to the next level? Are you starting your own company? Are you evolving through the ranks at your current job?  Do you have a better relationship with your boss?  Better yet, are you the boss?
  • How does your spouse or your partner look at you in the morning after a long day?
  • How do your relationships with your family and kids look now?
  • What exactly does your life look like when it's a year in the future and it was the best year ever?

I absolutely love this book and refer to it often and NO, I don't get a affiliate commission by promoting it, although I should because I promote this book all the time! 

Super easy read with a ton of valuable information!

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