Tammy Stone
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Should I Sell My House Home

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Buying A Home | 4 Posts
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Selling A Home | 10 Posts
Support Local | 1 Posts
October
1

Check out my newest listing in Cedar Springs School District!

Follow Me on Social Media

You can help me out by subscribing and following me on any of these channels which are constantly updated.

My goal is to help you make some SMART MOVES.  So, check me out...

Facebook – Tammy Stone - Realtor:  https://www.facebook.com/TammySellsGR

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I'm here to help and hope to help you out in the near future!

February
8

December
13

November
16

October
15

August
24

August
4

July
21

July
14

July
13

August
1

April
7

WHERE TO UPDATE YOUR HOME TO INCREASE HOME VALUE

 Sometimes people have the funds to update their home before they sell it, in order to increase the overall value.

 The question usually asked is, "How much money should I put into my renovation and where should I spend it?"

 The SINGULAR room in your home that will get you the most bang for your buck is the KITCHEN.

No matter what your budget or home goals, there's one simple and cost-effective update that can get you the most money when you sell: updating your kitchen. Whether it's a total gut job or just adding some more efficient appliances, kitchens are consistently one of the biggest sellers in any real estate market. Here are some ways you can update your kitchen - from the full remodel to less expensive options in updating a kitchen.

 

A NEW KITCHEN - FULL REMODEL

A new kitchen and bathroom are big ticket items, but they're also some of the most valuable improvements you can make to your home. From replacing appliances to new cabinets, adding granite countertops, and installing a backsplash, these updates have a long-lasting effect on your home value.

Changing Out the Countertops

If you're looking to sell your home for top dollar, you should consider replacing outdated countertops. Replacing outdated countertops will make a huge difference in your house's resale value.

Paint

Picking a fresh color or painting a room is one of the easiest ways to make a home feel like it has new life. When you paint, your walls may look new and bright again, and even your old furniture can look modern with a coat of paint on it. Choosing paint colors that are popular for houses in your area will help you get more money when you sell because buyers don't have to worry about stepping outside their comfort zone if they like what they see at first glance.

Bonus - Stainless Steel Appliances

Stainless steel appliances can add over $15,000 to your home's value. If you're planning on selling your home anytime soon, it might be time to upgrade your appliances to stainless steel. Stainless steel appliances will often make buyers think of high-end kitchens and may prompt them to offer more money than if they were seeing a kitchen with more traditional materials like laminate or granite countertops.

March
29

Easy Ways to Increase Your Home Value

  • Repaint your door
  • Paint kitchen cabinets
  • Update kitchen handles
  • Add extra seating areas outside
  • New outlets and light switch plates
  • Front porch – flowers – First impression of the home. Same with landscaping
  • Get rid of popcorn ceiling
  • Add visible storage
  • Stash the majority of your specifically personal items
  • Take care of tiles
  • Swap out lighting
  • Neutral paint colors
  • Paint the inside of your window frames
  • Paint older bathtubs
  • Invest remodel money into the kitchen
  • Call the inspector before you list
  • Find out from Realtor what buyers are looking for and then do those things.
  • Update your laundry space – organization spaces
  • DIY Built in Bookcases
  • Add a Bedroom by installing a closet
March
22

If you're buying a home and have gotten the clear to close from your lender, then CONGRATULATIONS! - all of your efforts to purchase your dream home are about to become a reality!

What they don't tell you is that there are a few actions that can bring this process to a complete HALT.

I'm here to let you know what these mistakes are so that you DON'T make them before you reach the closing table!

All of the following items are RED FLAGS for your lender and they could decline the transaction because of one of the items below happening right before buying your home:

  1. Don't purchase items such as a new car, new furniture or new appliances.
  2. Don't open a new line of credit or close an existing line of credit.
  3. Don't quit or switch jobs.
  4. Don't make a late payment on a bill.
  5. Don't ignore questions/requests from your lender and/or broker.
  6. Don't authorize a credit check.
  7. Don't make large deposits into your bank account outside of your normal paycheck amount.
  8. Don't cosign a loan with ANYONE.
  9. Don't change bank accounts.
  10. Don't take out a payday loan.

Wishing you Every Success!

December
14

 

Even when times get hard, I always celebrate the positive so I can stay in the right mindset.

 Some of you may know that in the past couple of years, I worked for a financial company as an office manager and marketing director.  I actually stepped away from real estate and enjoyed the time of not having to constantly think about it.  I did this for a few years, until I was no longer challenged.  I wanted to do things my way and the only way to do that is by owning your own company. ;)

Here's what I learned:

1)     That I needed to run my own business.

2)     That I wanted to leave my fingerprint and create something that was all my own.

3)     To take the lessons I learned from another field and look at the broad picture when it comes to life, and in business.

4)     I gained some great friends and allies that helped me find my path.

5)     I became unstuck.

6)     I became ME again!

 I am so excited about this new pathway in life and real estate.  I have some BIG things planned for the future with everything I set up for real estate to help those around me.  If you see something that I forgot, please let me know because it's all about you!

 Thank you for supporting me through this journey :)

December
2

THINGS I WISH I HAD KNOWN

 I wish I had known these things at the beginning of starting my real estate journey and want to share it with you:

 Get the people you need who understand what you are going through so they can fill you with POSITIVITY and SUPPORT.

 Any "failure" you have is an opportunity to GROW and LEARN. See it, reflect on it, learn from it, and then move past it.

 Don't dwell on it.

 Protect your ENERGY and MIND when it comes to others who are not growing in their  journey.

 Don't let the negativity of others influence you.

 Keep developing a strong mindset to push past the critics, comments and negative energy.

It takes a lot of energy to run a successful real estate business.

It takes a lot of energy to "do life."  Stay Positive... It is so much better on that side, than the other. 

November
22

7 REAL ESTATE FACTS YOU NEED TO KNOW

  1. Property taxes are ASSESSED every year - this means your taxes will probably go up after you purchase your home.
  2. HOA Dues DO matter - the amount and frequency of the HOA dues in a community could make or break your financing.
  3. Real Estate Websites aren't ALWAYS accurate - some real estate websites feed from multiple sources, aren't regularly updated or can be updated by just anyone. Information that you find on the web regarding a specific house may not always be correct depending on how quickly the website updates its listings.
  4. Home Value Estimates are NOT always ACCURATE - these online estimates are calculated by a computer and not an experienced realtor which leaves out a lot of important factors used to price a home.
  5. Seller's PAY the commission - sellers pay the entire real estate commission for the sale of the home, half of the commission goes to the listing agent and half to the buyers agent. This means that if you are buying a home, then it is virtually free for you to use a real estate agent.
  6. Going directly to the Listing Agent DOES NOT SAVE money - some buyers believe they will save money going directly to the listing agent instead of hiring a buyers agent. This isn't true because the commission is always paid by the seller. It's also not recommended because the listing agent won't have a buyers best interests in mind.
  7. Not All Types of Properties QUALIFY for financing - not all financing programs accept all property types and not all sellers accept all types of financing. This is why it's recommended to explore available financing options before searching for a home.

March
10

Some Helpful Tips to Keep Your Home Looking "Fresh"

Too many people don't have the time or energy to do a full spring cleaning. Thankfully, a quick and simple home refresh will go a long way toward making your home look new without breaking the bank or your back.

In a Houzz article, Laura Gaskill outlines several easy ways to refresh your home for spring. For example, freshen up your entry simply by sweeping and mopping the front porch and adding a new welcome mat.

If you're fortunate enough to have a back entrance or mudroom, it's time to clear out all the remnants of winter. Consider adding extra storage with baskets, racks, or closet organizers to keep your newly tidied mudroom or entrance clutter free. And while you're decluttering, why not tackle clutter catchalls like junk drawers and countertops? You'll be able to find things again, and your space will feel brand new.

Can't remember when you last cleaned your light fixtures? You're not alone; most of us miss this step during regular dusting.

By wiping down neglected lamps and sconces (and those ever-so-dusty light bulbs), you'll lose the grime that's accumulated over many months (years?). Your living space will suddenly feel so much brighter and lighter you may decide to tackle your mirrors and inside windows next.

It needn't cost the earth (or take forever) to change up your décor. New paint is great, but you can achieve a similar result with less work by applying one of today's trendy large-scale adhesive murals to a blank wall. The result: an instant accent space that's easy to switch up when it's time for a change. And don't forget greenery-add plants and flowers to your living space for that instant spring feeling.

As you can see, spring cleaning no longer has to be intimidating. With these simple tweaks, your home will feel like spring before you know it.

February
10

I spent WAY too much time caring about what random people from my past thought of me.  Then I had a major breakthrough.

Tammy:  Just be You. 

Nothing I can do, will change their perception or what they want to believe about who I am so why bother trying to change someone's opinion.

I know the true facts.  I know who I am.  That's all the matters.

My goal will always be to try and be the best person I can be.

 

I hope you do the same.  I believe people respect you more when they see…

Who you really are.

NOW be proud about it! 

January
10

Top 10 Take-Aways from My Favorite Book

  1. Take uncomfortable, imperfect action.  Look forward to failure.  Get embarrassed.  You don't get to another level of life without stepping out and playing big.  GO BIG, or GO HOME! 
  2. Be the woman that you are meant to be. It starts with tiny little shifts every day.
  3. There is a villain and hero that lives within you.
  4. What if the situation that created your story was put in your life on purpose? What if this gave me a skill that I wouldn't have had otherwise.  2020 more friends, helping other small businesses.  Maybe this is the wind behind your sail to become unstoppable???
  5. How do you go upstream?
  6. Bad advice is the most expensive advice in the world.
  7. Focus on your strengths.
  8. Seven levels deep to get to your true WHY. Anchor in the WHY.  When you know that WHY nothing will stop you.  Do quarterly.
  9. Be disturbed with your own inaction. Don't settle.  What is your legacy????  You were meant for more!  No happiness in complacency.
  10. If you're not climbing, you're sliding.

 

November
9

WHY I BECAME A REALTOR

 I had actually never considered being a realtor until I started working as a loan processor for a bank.  I HATED this job, so when someone offered me the chance to try something different, I jumped.

 I found out some of the incredible benefits of it and it matched up perfectly with what I wanted out of my life.

 It was important to me to:

- Work with people and help them make smart moves.

- Provide valuable information.

- Love what I do & feel fulfilled in my work.

- See some really cool homes and figure out what I wanted for my dream home.

  It was in 2002 when I finally decided I was going to go for it and when I started studying to get my license.

 It took me 1 month to get licensed and 3 months after that to sell my first home! It was incredibly exciting & I remember it like it was yesterday!

October
25

Please, please don't make me tell you the following.  It is so incredibly awkward to do so…

Your House Has a Bad Odor

Here's the deal, you probably don't even realize it because you are used to it.  But a buyer will definitely notice the smell.  Here's some of the causes:

  • While your animals are adorable to you, they may not be so adorable to others…
    • Animals that have urinated on the carpet, which has now penetrated the baseboards and continues to leave a smell.
    • Kitty litter needs to be cleaned
    • Scratches, chewed and scratched baseboards
    • Extra pet toys – remove
    • Some people are allergic to animal hair
  • Your house just smells bad.
    • Trash
    • Garbage disposal
    • Cooking ingredients (bacon, curry)
    • Dirty shoes
    • Laundry
    • Mold/wetness

The HOUSE NEEDS To SMELL CLEAN.  Time for spring cleaning.  Throw away what you can.  Those things need to go into the trash can, need to leave.  This also is good for the decluttering process.  Wipe down walls, baseboards, floor boards, air it out and don't just cover it up with an air freshener.  That is definitely a sign to the buyer that you are covering up a bad smell.

Ugh... I know that's incredibly harsh, but sometimes it's the unpleasant conversation that has to happen in order to sell your home.  Just try to see and smell your home from the buyer's perspective.

October
6

LOCATION, LOCATION, LOCATION...

We all know that living near a good school increases the value of your home. But who knew a neighboring cemetery can adversely affect your property value? Or that proximity to a hospital isn't a good thing? In fact, we now know—or should know—that nothing is more important when selling your home than your neighborhood. So if you're buying, think ahead; purchase your dream home in the wrong location and you may be buying into a nightmare.

Here are some location no-nos:

  • Realtor.com research has found that living near a cemetery will lower your property value by 12.3%
  • And having a hospital nearby means when you sell you can expect an impact on your sale price of 3.2%.
  • Also note: make sure you move near a "good" school; a "bad" school will reduce your home's value by 22.2%. ·
  • An article in the Journal of Transport Economics and Policy indicates that having an airport nearby can discount the value of your home. The greater the noise level, the greater the negative impact.

Among the amenities to look for in your neighborhood-to-be:

  • Proximity to transit. According to a Transit-Oriented Development in America survey, 55% of Americans would pay more to live near good transit options. The study, conducted by consultant HNTB Corporation, found that 57% of respondents liked not having to depend on cars to "work, live, and play." ·
  • A neighborhood on its way up—not down. In transitional neighborhoods, you get a lot of value for your home-buying buck. Your real estate agent is the best source of information and will also know if there are any planned roads or developments that may impact the neighborhood—positively or negatively.
  • Water, parks, and green spaces. A nearby waterfront can add up to 25% to the value of your home

September
23

With a little bit of forethought, selling a home doesn't have to be a difficult process.  Here are some things you should think about:

   

Starts with the Decision to Sell

  • Why are you selling?
  • Do you have equity?
  • Do you understand what's going on in the market?
  • Are you looking for something different in life?  A different lifestyle?
  • Do you need to move?  Job change? Loss of job

 

What's the Plan?

  • How are you going to find a buyer??
  • What about the paperwork?
  • Who's going to negotiate with the buyers?
  • A good Realtor should be able to answer the typical time frame for selling in your neighborhood, the best marketing strategy for selling, how the listing price will be determined, what the staging process looks like, the hurdles in selling your home, the best way to stay in contact with you.

 

You've made the decision, now what…

What needs to be done? Fix Repairs, Declutter etc… Staging. How can you stand out from the competition? Curb appeal, Move-in condition

 Make the List!

How do we determine home price?

Zestimate, Realtors. What you should be looking at.

 

Listing a Home – What to Expect

1) Marketing Buzz

2) Someone to give you advice on which improvements to tackle

3) What the listing contact says and how it reads

4) Communication within 24 hours.  What we expect of you … that you're flexible, try not be offended, and that you do respond and communicate as well.

 

Marketing Buzz

 

Offer

Everything is Negotiable – Go through contract – Price, Closing time, possession time etc…) See if from the buyer's perspective (meeting of the minds)  Results – What's your End Goal?

 

Let's Chat.  I can help!

September
15

Ok, so that was just a tease because I am a great Realtor and I do hope you use me to help your sell home.  What I will do, is say it like it is, give you all the information you need, and lead you through all the steps.

How much time do we have?

Let's face it, all you care about is that your home gets sold for top dollar, in your time frame, and with the least amount of hassle.  Correct?

First Question… What is your time frame for selling?  If you need to be at a new job in 60 days out of state, and once you receive an offer on your house (typical time frame is 45 days from start to finish), then there's not much time to do much of anything but put your home on the market.

Few things to remember:

  • Your home selling price is determined by the sold homes in your neighborhood and like qualities. Apples to apples.  A Ranch home with 3 bedrooms compared to another ranch home with similar features that sold within the last six months in the area.
  • Buyers want to purchase a move-in ready home. The condition of your home will be reflected in your selling price.
  • What is the time for selling in your neighborhood?

 

If you truly want to sell for top dollar

  1. You need to have a plan!
  2. How are you going to find a buyer?
  3. What are the buyers looking for?
  4. What should you fix?
  5. Should you put money into repairs?
  6. How are you going to determine a price?
  7. What about the paperwork?
  8. Who's going to negotiate with the buyers?

Here's where a good Realtor comes into the picture.  They should be able to answer the typical time frame for selling in your neighborhood, the best marketing strategy for selling, how the listing price will be determined, what the staging process looks like, the hurdles in selling your home, the best way to stay in contact with you.  Their job is to take care of you their client and handle all these things that you may not have time to deal with.

If you would like some help, you have my number and email. :)

 

September
8

  How are you going to find a buyer for your home?  You need to think like a buyer.  Put yourself in their shoes.

What are the buyers looking for?  Does your home have those features?  What type of buyer is the perfect fit for your home?

Market – Demographic/Psychographic

In order to think like a buyer, you need to know WHO that person may be?  Does your home attract the first-time home buyer or someone looking for a second home?    About how much they would have to make in order to buy your house at your price range?  What makes them tick?

The Typical Buyer

  • Wants at least 3 bedrooms, 1.5 baths
  • If they have kids, they are driven by school districts and being in a good one!
  • Women usually are concerned about the living space – bedroom size, living room, kitchen.
  • Men usually need a man cave, garage or basement space.

Who is YOUR perfect buyer for your home?

  • How old are they?
  • What gender?
  • Interests and Hobbies?
  • Occupation?
  • Level of Education?
  • How much do they make?  This determines how much they can afford to buy.
  • Do they have kids?

What does YOUR perfect buyer need?

Are they looking for a certain school district?

How many beds/baths will they want?

Want a backyard?

Need a basement?

Want an updated or open kitchen?

They work from home and need great internet speed?

Marketing – Find/Attract Them  Where are They?

Everything Virtual

In the good ole days, we used to advertise in the newspaper.  What's a newspaper, you say?  Exactly!  Now, it's a race to see who finds your home the fastest and what's the best way to market online?

  • Obviously, the MLS (Multiple Listing Service), is your best option. Yes, you need to use a Realtor and pay a commission to use this service but EVERYTHING pulls from the local MLS.  Zillow, Realtor.com and all those beautiful sites, actually pull from the local MLS boards.  So don't shoot yourself in the foot and NOT get the most exposure that you possibly can get when marketing your home.
  • Google search – how do you find a home? Well, we just googled, "homes for sale in ada mi."   2nd best way to get exposure but tricky for everyone to make the front page of google unless they (Realtors) are paying for Ad words.
  • Facebook Ads – another tool that Realtors use to push out a home. This one works well, but because it's an "Ad", there is obviously a cost associated with it.
  • Virtual Tours these are popular to add on to a listing since it works like a video and video ranks high in searches.
  • Videos – my favorite!!! I love video walk throughs on listings.  I do this quite often for buyers who are out of town and I need to be their eyes.  You physically video tape while walking through the home.

There is a lot that goes into marketing your home.  The goal is to give you the most exposure to drive up the price, to have you bank the most money!  Creating a Marketing Buzz is the best way to get that result!

Contact me if you are interested in seeing how I create a "Marketing Buzz" around your home!

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